The initial go to response is to quantify your comfort level. If you have balance issues or fear of heights then cleaning out gutters on your tippy toes, from a step ladder, may be a hard pass project. Short of specific limitations my goal is to motivate you to reconsider your stance and expand your DIY skills. At the very least as the tag line from the ‘Red Green’ show so eloquently states; “If the women don't find you handsome, they should at least find you handy.”
As a child, when forced to assist my father in the repair of cars, fixing things around the house or tackling chores I held fast to the emphatic belief when I grew up I would be rich enough to hire someone to do all that stuff. The joke was on me because I have made a career out of doing what homeowners were/are incapable of doing themselves. Perhaps indirectly that is your bent today. You rationalize hiring out tasks as a more cost effective approach and on paper you are probably correct. Your billable rate is $300/hr and handyman Hank will do it for $30/hr in half the time. You don’t need to be an accounting wiz to solve that equation. Long gone are the self sufficient days where you were the sole proprietor of your own destiny surviving on your natural talents and hard learned abilities. Today we have gone to great educational expense and effort to effectively pigeon hole ourselves into a world where you are only capable in one area of expertise. What has been lost in this polarized world of work identity is the personal satisfaction and pride derived from knowing you made something happen with you own 2 hands. You can not put a dollar value on how a successfully completed project can boost your emotional psyche. You will feel like a hero simply because you took control, tackled it and saw it through to completion.
The final product may be less than professional but self sufficiency is not an obsolete concept that demands perfection. New abilities tend to build on existing skill sets and there is no doubt you will get better with experience. Most well rounded technicians or handymen started in one specific field. There is truly something therapeutic having dirt/paint/joint compound/wall paper paste and basic grunge under your fingernails. At the very least it provides a topic of conversation for the water cooler on Monday.
So what should your approach be to above stated question. My answer is the time has arrived to allow yourself to grow and expand your limits. If a task is dangerous, or life threatening it is best to defer but rarely does your To Do list involve chasing a downed, live power line snaking around the yard. Otherwise please do not allow perceived physical limits to stop you. As Archimedes declared; “ Give me a lever long enough and a fulcrum and I will move the world”. I never met the man but doubt he was a world class weight lifter. Given the proper tools you as well can successfully tackle home challenges above your pay grade. We have confidence in your abilities perhaps more than you give yourself credit for.
Parents have been observed lifting autos to save their child, kids have survived days in the wilderness on their own. Seas have been crossed and mountains conquered by those less capable but more driven. It is amazing what we can accomplish when we set our minds to do so and have the motivation to see it thru. The world of DIY is no different. In a world were qualified technicians and skilled craftsmen are become a more elusive commodity having some hands on abilities can not be understated. Today there are countless resources available to assist. Go ahead and tackle that project, you have our permission and encouragement. If you need help bumping up your game telecontractors.com will be there for you. You still get all the credit.